How To Get Your FREE Credit Report (That’s REALLY free)
With so many sites, and companies offering “free” credit reports that don’t actually turn out to be free, we thought it would help to put together a quick quide for you Smart Cookies, both in Canada and the US, to show how you can get a REALLY FREE copy of your credit report.
CANADIAN COOKIES
By Mail Only
Visit equifax and request your free copy that will come by mail.
Visit transuion and request your free copy that will come by mail.
Unlike in the US where you can only obtain one copy a year, in Canada, you can order a free copy of your credit report any number of times in a year, as long as the request is made in writing, and as long as the consumer asks for a printed copy to be delivered by mail
USA COOKIES
Online
The only truly free online copy of your credit report can be obtained from annualcreditreport.com. This site is run by the Federal Trade Commission.
You can also call them at 1-877-322-8228.
You are entitled to one free credit report every year. But note you can get your credit report for free, but to get your CREDIT SCORE, you will have to pay a small fee.
